Which health insurance companies are the best in the U.S.? There are so many options to choose from when your employer offers a variety of health plans or you are shopping for a private health insurance policy.
This article outlines the highly ranked health insurance companies in the U.S. They rank on measures like prevention, treatment, and customer satisfaction. We chose the top ten companies for health insurance. They offer a large range of products, including some national companies and some regional companies with high ratings.
When you go to the websites of insurance companies, you can start by entering your zip code and then other details. Your representative will lead you to the specific policies available in your area for your situation, and then you can compare different choices of local physicians, hospitals, and pharmacies. The best option for you may be to combine premiums, deductibles, and other out-of-pocket expenses.
Top Health Insurance Companies
- Aetna: Best for Medicare Advantage
- Blue Cross Blue Shield: Best for Nationwide Coverage
- Cigna: Best for Global Coverage
- Humana: Best for Umberlla Coverage
- Kaiser Foundation health Plan: Best for HMOs
- United HealthCare: Best for Tech Savvy
Aetna: Best Insurance Company For Medicare.
In 2020, Aetna Medicare Advantage plans were available in 264 new counties across the country. The insurer also sells Medicare supplement plans (Medigap) in all 50 states as well as prescription drug plans. The company also offers supplemental Medicare products that combine dental, vision, and hearing benefits.
Aetna is a large provider of employer-based health insurance in the private sector. A total of 4 Aetna plans serving Idaho, Iowa, Pennsylvania, Utah, and Wyoming made the top NCQA rankings for 2019 and 2021. According to the Power U.S. Commercial Health Plan Study, Aetna’s plans in Ohio, Maryland, and Virginia ranks second.23 In addition, Aetna’s pricing is lower than some competitors.
Blue Cross Blue Sheild: Best for nationwide coverage
One in three Americans has health coverage through Blue Cross Blue Shield. In addition to Anthem, Independence, Hawaii Medical Service Association, Highmark, and Wellmark, 35 independent and locally operated Blue Cross Blue Shield companies operate in all 50 states, Washington D.C., and Puerto Rico. More than 80% of doctors and 90% of hospitals nationwide contract with Blue Cross Blue Shield companies.
Cigna: Best for Global Coverage
Our list of international coverage is led by a company that sells a product called Global Health Advantage. The company has 17 million medical customers worldwide served by a global network of 1.5 million healthcare professionals in over 30 countries. It employs more than 70,000 people. In 2018, Cigna followed Aetna and CVS Health by partnering with Express Scripts, the nation’s largest pharmacy benefit manager, in a deal aimed at lowering costs and improving care.
Humana: Best for Umberlla Coverage
Most health insurance policies do not cover eyeglasses, contacts, dental exams, crowns, or appliances. Humana offers insurance policies in all of these areas, as well as plans for chronically ill patients that cover hospital stays and home care. People with severe chronic conditions or those in long-term care facilities can purchase special needs policies from Humana. In addition to providing healthcare solutions for employers as well as Medicare, Humana no longer offers individual medical plans.
Kaiser Foundation Health Plan: Best for HMOs
A plan (Mid-Atlantic) from Kaiser Permanente, a nonprofit insurer, earned a top NCQA rating of 5.0, while 7 other plans, ranging from Georgia to California, earned 4.0 to 4.5 scores.10.
The company operates in eight states (California, Colorado, Georgia, Hawaii, Maryland, Oregon, Virginia, Washington) and Washington, D.C.
United Healthcare: Best for tech Savvy
UnitedHealthcare is devoted to helping people live healthier lives and improving the health system. This health care insurance company is serving millions of people from their earliest years through their working lives and retirement.
These are some of the United States’ top Insurance Companies that you can consult this year. You can get the healthcare and life plans from this insurance provider. If you have questions related to the cost calculation and how to choose the best plan you can consult with our linked blog posts.